Request a credit report Augusta

For more on employment background checks and your rights under the FCRA, see the Federal Trade Commission publication, Employment Background request a credit report Augusta Checks and Credit Reports, www.ftc.gov/bcp/edu/pubs/consumer/credit/cre36.shtm 6. FCRA Update: Workplace Investigations and Annual File Disclosures Recent amendments to the FCRA, known as the Fair and Accurate Credit Transactions Act of 2003 or FACTA, set a new standard for what FACTA calls "employee misconduct investigations." In addition, FACTA says job applicants and employees who have undergone an employment background screening covered by the FCRA may receive a free annual file disclosure from the company that performed the background check. What is an "employee misconduct investigation"? This is an investigation conducted by a third-party your employer may hire if the employer suspects you of: Why was this change made to the FCRA? This section request a credit report Augusta was adopted to make it clear that employers do not have to get permission to conduct a misconduct investigation. free credit report no fee Prior to this, FTC staff issued an opinion letter, the so-called "Vail Letter," request a credit report Augusta that said the FCRA applies even when an employee is suspected of misconduct and the employer hires an outside investigator.

(Note: California law already includes an exception for workplace misconduct investigations. www.privacyrights.org/fs/fs16a-califbck.htm) If my employer request a credit report Augusta suspects me of misconduct, what does this mean for me? It means your employer does not have to give you notice and get your permission to conduct a misconduct investigation. free business credit reports Like other inquiries covered request a credit report Augusta by the FCRA, this only applies if the employer hires an outside party to conduct the investigation. It also means you will not receive a notice of your rights as others who are subject to a standard employment background check normally would. If, at the end of the investigation, the employer decides to take some action against you, you receive the "adverse action" notice only after the action has been taken. You will receive only a "summary" of request a credit report Augusta the investigation report, but not the more detailed report that may include sources. Who will see the investigation report? The report may be communicated to: Not under the FCRA dispute procedure. yearly free credit report government